Instant Decision Loans

When you need a loan in a hurry you don’t want to be waiting around for hours or days to be given a decision on your application. One of the major appeals of taking out a loan online and a reason for growth in this area over the past few years is the fact that you can in many cases get an instant decision.

What is an instant decision loan?

An instant decision loan is effectively the same as any other kind of loan such as payday, personal etc. However the entire credit vetting process is automated, which enables a decision to be given online in a matter of seconds without a human having to perform manual checks and approve or decline the application.

An online decision in 60 seconds!

This can not only have the benefit of being much more efficient but in some cases could also help bring down the cost of borrowing due the reduced staff costs of processing applications.

Your Money Loans searches many UK payday lenders with one application form and can offer an instant online decision in around 60 seconds. Upon acceptance by one of our lenders you will be redirected to their website to complete the final stage of your application, and funds can normally be paid into your account on the same day.

Do I Qualify?

You qualify to apply with Your Money Loans of you meet the following criteria:

• Have a UK Bank Account
• Earn £500 per Month
• Be Employed

How much does it cost to borrow?

The typical charge from our lenders is £29 per £100 borrowed per Month. This can vary depending on which lender accepts your application but you can always confirm the total amount repayable before taking the loan. Below is a representative example to help make things as clear as possible:

• Borrow £120 for 30 Days
• Interest Charged: £34
• Total Amount Repayable: £154
• Representative APR: 2120%

Simply click the apply now link to fill in our quick application form and receive an instant decision today!