Category Archives: Personal Finance

Why you should be careful with credit cards

Credit cards seem like a great idea at the time. From the latest smart phone, to an exotic holiday, all you have to do is flash a plastic card and it’s yours. That’s fine, until the bill arrives. The fact … Continue reading

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Good news at last for car owners! Well, nearly…

Many stories relating to personal finance in a recession will often be about the doom and gloom that surrounds us. So, it comes as a little surprise when there is something positive to read about. This week it has been … Continue reading

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Over 55s in Scotland fear quality of life will deteriorate as the cost of living soars

When it comes to personal finance, and especially in days of austerity, it is paramount that you watch the pennies. Many people are already doing this – with some cutting back on weekly shops, others slashing the amount of leisure … Continue reading

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Make a Fresh Financial Start in the New Year

With 2011 soon to be coming to an end and 2012 waiting to be welcomed, many people will most probably be looking to make a few changes as a new year tends to mean a new beginning. This applies for … Continue reading

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Women increase their savings to 7 year high

Saving your money has never been as important, which is why it is refreshing to hear that the number of women saving sufficiently for their retirement has hit a seven year high. The research was conducted by Scottish Widows and … Continue reading

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Brits take to online banking

Online banking confidence among British consumers is on a high at the moment, according to security software firm McAfee. Their research has revealed that 92% of people now bank online, citing convenience as the main reason. There’s no denying that … Continue reading

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British consumers brace for dreaded ‘double dip’ recession

Thanks to the sinking eurozone and a million other financial nightmares, people in Britain could be staring into another recession, just as it seemed we were clawing our way out of the last one. The younger generation however, are either … Continue reading

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Are we ready for retirement?

If reports from a recent financial survey are anything to go by, the short answer is; no probably not. As depressing as that thought is, it’s important to make people aware that they are putting their future at risk by … Continue reading

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Should we expect the end of free bank accounts?

Industry insiders are making public the pretty alarming prospect of UK consumers having to pay for their bank accounts, rather than being able to access their own money for free. At the moment, personal financing incurs no charges as far … Continue reading

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Do you save any of your earnings?

If you speak to most people in the UK they will agree that saving money is a good idea but yet so few people save any significant amount of what they earn, if anything at all. It’s easy to make … Continue reading

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